Best 10 Ways To Get The Cheapest Auto Insurance In 2023

5) Drive safely

Avoiding accidents is the best way to save money on insurance. Taking care of your car and driving safely is essential to keep rates and premiums low. Speeding and other bad driving behaviors can increase your rates and lead to non-renewal of your policy. A car accident can raise your costs by up to 40%.

6) Reduce Coverage on Older Cars

If your car is older and is worth less than 10 times the premium, consider reducing or dropping collision and comprehensive coverage. The coverage may not be cost-effective for a car that has limited value. You can determine the value of your car by contacting auto dealers or banks. It’s important to review your insurance coverage at renewal time to make sure your insurance needs haven’t changed.