Top 5 Cheap Car Insurance Companies


3. Geico: The Cheapest Auto Insurance after discounts

Geico: The Cheapest Insurance rates after discounts - compare insurance quotes online

Geico is a cheap car insurance provider, with the average rates for drivers being $1,758, compared to $2,646 for the industry average. They offer a wide range of comprehensive auto insurance options that are reasonably priced and even offer a 15% savings for their customers. The company operates in all 50 states, and offers further discounts for certain groups, such as military personnel, good students, federal employees, seniors, and more.


  • Nationwide availability.
  • Affordable premiums.
  • High customer satisfaction ratings.
  • Streamlined claims handling process.
  • Convenient online application and account management.


  • Limited coverage options outside of auto insurance.
  • Fewer local agents than competitors.

Unique Coverage Features:

  • Mechanical Breakdown Insurance that covers repairs for new or leased vehicles less than 15 months old with less than 15,000 miles.
  • Auto Repair Xpress® program that provides fast repairs and streamlined claims processing after an accident.
  • Rideshare insurance is available.